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​Plumbers Insurance

​Plumbers Insurance

As a plumber, you need to be prepared for any situation, including accidents, damage to property, and unforeseen events. This is where plumbers insurance comes in. MBC Insurance is a trusted insurance provider that has been serving plumbers for decades. Their expertise in this field has helped them develop tailored insurance policies that are designed to meet the specific needs of plumbers.

MBC Insurance understands the unique challenges and risks that plumbers face in their daily work. That’s why they offer comprehensive insurance policies that cover all types of risks that plumbers may face on the job. With MBC Insurance, plumbers can be assured that they have the right insurance coverage to protect themselves, their clients, and their property.

One of the benefits of working with MBC Insurance is their ability to provide quick turnaround times on insurance quotes. This means that plumbers can get a quote within minutes and get back to focusing on their work. Additionally, MBC Insurance offers flexible payment plans, which can make it easier for plumbers to budget for their insurance costs.

MBC Insurance has offices in both Cork and Kerry, making it convenient for plumbers in these areas to contact them with any questions or issues. Their team of experts is just a phone call away, and they are always happy to help their clients with any insurance-related concerns. They can provide guidance on the types of insurance coverage that plumbers need, as well as answer any questions about the insurance process.

In addition to our excellent customer service, MBC Insurance also offers free, no-obligation quotations. This means that plumbers can get a sense of their insurance costs before committing to a policy. They can also provide their renewal date to MBC Insurance, and the company will contact them prior to their renewal to discuss their options.

Plumbers insurance is a crucial part of any plumbing business. Working with a trusted insurance provider like MBC Insurance can help plumbers protect themselves, their clients, and their property in case of accidents or unforeseen events. With their tailored insurance policies, quick turnaround times, and excellent customer service, MBC Insurance is a great choice for plumbers looking to secure their insurance needs.

Contact Us
Should you wish to avail of a free no obligation quotation please do not hesitate to contact us in either of our offices
Cork (021) 4275 347
Kerry (068) 59983

Alternatively e-mail us with your renewal date and we will contact you prior to your renewal – newbusiness@mbcinsurance.com

Or you can fill in this form with your query and we can contact you

Tradesmen Query Form

Why is plumber’s insurance important?

Your trade comes with unique risks, from the equipment you use to the people you have on a job. We offer tailored plumbers insurance to hundreds of plumbers every year. Whether it’s a public liability case or equipment theft, MBC Insurance has got you covered..
Our policies provide protection from big claims for third party injury or property damage including allegations made against you
public liability limits of cover for plumbers beginning at €2,600,000 worth of cover up to the industry standard levels of €6,500,000

What does plumbers insurance cover?

The policy we design for you will cover property damage or injuries to the public as a result of your activities. Many plumbers insurance policies include employers’ liability cover – providing cover for employees, full time or part time of the business – cover can be extended to include your own personal accident insurance and protection for your tools and equipment.

How much does plumbers insurance cost?

Typically prices begin for sole trader plumbers (excluding roofing cover) at circa €550.00 *
Prices are subject to individual quotation & underwriting details and customers own trading and claims history.

What does Public liability insurance for plumbers cover?

Public Liability cover is in case someone is injured or their property gets damaged, because of your plumbing business.

What insurance should plumbers have?

Plumbers should have several types of insurance, including liability insurance,Employers Liability insurance, and equipment and tools insurance. Liability insurance protects against damage or injury caused to customers or their property during plumbing work. Employers Liability insurance covers employees in the event of an on-the-job injury. Equipment and tools insurance protects against theft or damage to tools and equipment used in the course of plumbing work.

How do I claim my plumber’s insurance?

The process for claiming plumber’s insurance varies depending on the type of insurance and the insurance company. For example, if you have liability insurance and a customer files a claim against you for damage or injury, you would need to notify your insurance company and provide any necessary documentation or evidence. Your insurance company would then investigate the claim and determine whether to provide coverage. If you have questions about how to claim your plumber’s insurance, you should contact your insurance provider for guidance.

Do plumbers need Public Liability Insurance?

Plumbers may benefit from having Public Liability insurance, which protects against claims of professional negligence or mistakes which would otherwise have to be met from your personal cash or asset reserves. This type of insurance can provide coverage in the event that a customer sues you for damages resulting from an error or mistake made during plumbing work. While it is not required by law, Public Liability insurance can provide important protection and peace of mind for plumbers.

What’s typically covered by plumber’s public liability insurance?

Claims against your business for:
damage to someone’s property, caused by your work
injuries caused by your business activities
accidental damage or injury caused by your employees, if you have any
If you do employ anyone either formally or casually , you should really consider having employers’ liability insurance too.

For example:
You damage a customer’s existing property whilst installing or building an item on site.
While working on a client’s extension you injury someone, or someone falls over your tools or equipment.

Which type of workers do I need plumber’s insurance for?

Employers’ liability insurance whilst not a legal requirement in Ireland would be important if you employ people.
If you have people working for you, including bona fide subcontractors (BFSC), labour-only subcontractors (LOSC), part-timers, or full-time staff, employers’ liability insurance could protect you from being personally liable for injury in the event of a claim

Plumbers Tools insurance
In case your plumbing tools are lost, stolen or damaged.

What’s typically covered by tools insurance for plumbers?

Loss, damage or theft of your hand tools, power tools and specialist plumbing equipment
For example:
Someone breaks into your locked garage overnight, stealing €2,000 worth of tools and equipment

Should you wish to avail of a free no obligation quotation please do not hesitate to contact us in either of our offices
Cork (021) 4275 347
Kerry (068) 59983

Alternatively e-mail us with your renewal date and we will contact you prior to your renewal – newbusiness@mbcinsurance.com

Tradesmen insurance types we cover

Plumber Insurance, Electrician Insurance, Carpenter Insurance, Joiner Insurance, Plasterer Insurance, Builder Insurance, Bricklayer Insurance, Stonemason Insurance.