Electricians Insurance

MBC Insurance has worked with electricians for decades and knows how critical it is to protect yourselves and your business. We’ve developed electricians insurance specifically for our clients based on their needs and concerns. Our Cork and Kerry team are just a call away for any questions or issues.

Join the growing numbers of Electricians who trust MBC Insurance to look after their insurance requirements.

Typically quotes can be turned around in minutes, with flexible payment plans available.

Contact Us
Should you wish to avail of a free no obligation quotation please do not hesitate to contact us in either of our offices
Cork (021) 4275 347
Kerry (068) 59983

Alternatively e-mail us with your renewal date and we will contact you prior to your renewal – newbusiness@mbcinsurance.com

Or you can fill in this form with your query and we can contact you

Tradesmen Query Form

Why is Electricians insurance important?

Whether you are an electrician or employ electricians your trade has numerous different risks. We insure hundreds of electricians each year, and know how to design a policy to fit your specific needs. Whether it’s a public liability case or equipment theft, MBC Insurance has got you covered..
Our policies provide protection from big claims for third party injury or property damage including allegations made against you
public liability limits of cover for Electricians beginning at €2,600,000 worth of cover up to the industry standard levels of €6,500,000

What does Electricians insurance cover?

Property damage or personal injuries to the public can be covered by our policies. Many electricians insurance policies include employers’ liability cover – providing cover for employees, full time or part time of the business – cover can be extended to include your own personal accident insurance and protection for your tools and equipment.

How much does Electricians insurance cost?

Typically prices begin for sole trader electricians (excluding roofing cover) at circa €550.00 *
Prices are subject to individual quotation & underwriting details and customers own trading and claims history.

What does Public liability insurance for Electricians Cover?

Public Liability cover is in case someone is injured or their property gets damaged, because of your Carpentry business.

What’s typically covered by Electricians public liability insurance?

Claims against your business for:
Damage to someone’s property, caused by your work, injuries caused by your business activities, accidental damage or injury caused by your employees, if you have any.
If you do employ anyone either formally or casually, you should really consider having employers’ liability insurance too.
For example:
you damage a customer’s existing property whilst installing or building an item on site.
while working on a client’s extension you injury someone, or someone falls over your tools or equipment

Which type of workers do I need insurance for?

Employers’ liability insurance whilst not a legal requirement in Ireland would be important if you employ people.
If you have people working for you, including bona fide subcontractors (BFSC), labour-only subcontractors (LOSC), part-timers, or full-time staff, employers’ liability insurance could protect you from being personally liable for injury in the event of a claim

Electricians Tools insurance
In case your Electricians tools are lost, stolen or damaged.

What’s typically covered by tools insurance for Electricians?

Loss, damage or theft of your hand tools, power tools and specialist electrician equipment
For example:
someone breaks into your locked garage overnight, stealing €2,000 worth of tools and equipment