Other Information

MBC Insurance Fees & Commissions

 

Our Charges

We, McAuliffe, Barry & Collins Ltd. act as intermediary (Broker) between you, the consumer, and the product provider with whom we place your business.

The background

Pursuant to provision 4.58A of the Central Bank of Ireland’s September 2019 Addendum to the Consumer Protection Code, all intermediaries, must make available in their public offices, or on their website if they have one, a summary of the details of all arrangements for any fee, commission, other reward or remuneration provided to the intermediary which it has agreed with its product producers.

What is commission?

For the purpose of this document, commission is the payment earned by the intermediary for work undertaken on behalf of both the provider and the consumer. The amount of commission is generally directly related to the quantity or value of the products sold.

 

There are different types of commission models:

Single commission model: where payment is made to the intermediary shortly after the sale is completed and is based on a percentage of the premium paid/amount invested/amount borrowed.
Trail/Renewal commission model: Further payments at intervals are paid throughout the life span of the product.
Indemnity commission Indemnity commission is the term used to describe a commission payment made before the commission is deemed to be ‘earned’. Indemnity commission may be subject to a clawback (see below) if the consumer lapses or cancels the product before the commission is deemed to be earned.

Other forms of indemnity commission are advances of commission for future sales granted to intermediaries in order to assist with set up costs or business development.

 

General insurance products

General insurance products, such as motor, home, travel, health, retail or liability insurance, are typically subject to a single or standard commission model, based on the amount of premium charged for the insurance product.

 

Profit Share arrangements

In some cases, the intermediary may be a party to a profit-share arrangement with a product provider and will earn additional commission. Any business arranged with these product providers on a client’s behalf will be placed with the product provider because that product provider is at the time of placement, the most suitable to meet the client’s requirements, taking all the client’s relevant information, demands and needs into account.

 

Life Assurance/Investments/Pension products

For Life Assurance products commission is divided into initial commission and renewal commission (related to premium), fund based or trail relating to accumulated fund.

 

Trail commission, bullet commission, fund based or renewal commission are all terms used for ongoing payments. Where an investment fund is being built up though an insurance-based investment product or a pension product, the increments may be based on a percentage of the value of the fund or the annual premium. For a single premium/lump sum product, the increment is generally based on the value of the fund.

 

Examples of products include Life Protection, Regular Premium Life Assurance Investments, Single Premium (lump sum) Insurance-based Investments, and Single Premium Pensions.

 

Investments

Investment firms, which fall within the scope of the S.I. 375 of European Communities (Markets in Financial Instruments) Regulations 2017 (the MiFID Regulations), offer both standard commission and commission models involving initial and trail commission. Increments may be based on a percentage of the investment management fees, or on the value of the fund.

 

Credit Products/Mortgages

Commission may be earned by intermediaries for arranging credit for consumers, such as mortgages. The single, or standard, commission model is the most common commission model applied to the sale of mortgage products by mortgage credit intermediaries (Mortgage Broker).

 

Clawback

Clawback is an obligation on the intermediary to repay unearned commission. Commission can be paid directly after a contract is concluded but is not deemed to be ‘earned’ until after a specified period of time. If the consumer cancels or withdraws from the financial product within the specified time, the intermediary must return commission to the product producer.

 

Fees

The firm may also be remunerated by fee by the product producer such as policy fee, admin fee, or in the case of investment firms, advisory fees. Include arrangements etc

 

Please Note

The enclosed commission guidance section gives indicative values across every product provider and every product advised whereby a commission or fee is received within our business. This is the maximum our Brokerage will take and is subject to change, in certain cases our Brokerage may take a different remuneration than the enclosed percentages/amounts. This will be disclosed to each client as per the Central Bank Consumer Protection Code regulations, on a client by client basis.

 

Other Fees, Administrative Costs/ Non-Monetary Benefits

The firm may also be in receipt of non-monetary benefits such as:

  • Attendance at product provider seminars
  • Assistance with Advertising/Branding

Further detail on the providers we work with, the products we sell and the maximum commissions available to us are outlined below.

Accident and General

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Travel 25%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Trailer 25%

AIG Europe S.A

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
PA/Travel 20%
Travel 25%

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
PI 17.5%
PI Rapidcover 25%
Professional Indemnity 10%
Professional Indemnity 18%
Professional Indemnity 15%
Professional Indemnity 5%
Professional Indemnity 15%
Trailer 25%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Car Hire Excess 25%
Classic Car Scheme 8%
Classic Car Scheme 10%
Limited Mileage 10%
MG Owners Scheme 8%
Morris Minor 10%
Motor Cycle 10%
Multi Vehicle 6%
Multi Vehicle 8%
Private Car 10%

Personal Accident Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Personal Accident 20%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Cyber Liability 20%
D&O, Crime, PTL, EPL, Entity 17.5%
D&O, Crime, PTL, EPL, Entity Rapidcover (Bus Guard) 20%
Directors and Officers 20%
EL 6%
Employers Liability 6%
Environmental Liability 18%
Excess Liability 10%
PL 10%
PL Rapidcover 20%
Products Liability 10%
Public Liability 10%
Sports Liability 12%
Transit Liability 12%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Claim 15%
Fire Schedule 12%
Fire/Perils 12%
Household 25%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Agricultural Vehicle 5%
Com Comb Rapidcover 20%
Commercial Combined 25%
Commercial Vehicle 10%
Commercial Vehicle 6%
Computer 15%
Contractors Works 15%
Crisis Management 25%
Cyber 20%
Cyber Rapidcover 25%
Directors and Officers 15%
Driving Instruction 10%
Driving Instruction 8%
Driving Testers 10%
Engineering Insurance Inspection 15%
Excess 10%
Excess Rapidcover 25%
Fleet Insurance 5%
Glass 15%
Goods in Transit 18%
Horses 15%
Instructor Vehicle 10%
Livestock 15%
Loss of Profits 12%
Marine 20%
Money 15%
Motor Contingency 15%
Motor Traders 5%
Multi Risk 5%
Office Rapidcover 20%
Prop Own Rapidcover 20%
Property 15%
Property Damage 10%
Shop 15%
Shopkeepers 15%
Shops Rapidcover 20%
Terrorism 15%
Theft 15%

Aiken Insurances Limited

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 10%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Personal Lines 20%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Liability & Excess Liability 15%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Household 10%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Commercial combined 20%
Motor (Incl Fleet/Trade etc.) 20%
Property Owners 20%
Tour Operators 20%
Unoccupied Properties 20%

Allianz Plc.

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Travel 25%

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission € Commission %
PFP Professional Indemnity €19 20%
Professional Indemnity 15%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Motor Contingency 15%
Motor Contingency 15%
Multi Vehicle 5%
OGR Motor – Own Goods 5%
PCR RoI Broker Motor Product 10%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
CGL Cargo Liability 19%
Employers Liability 6%
LIA Combined Liability 10%
LIA Combined Liability – EL 6%
LIA Combined Liability – PL 10%
LIN Combined Liability NI – EL 6%
LIN Combined Liability NI – PL 10%
Products Liability 10%
Public Liability 10%
RPL Public Liability MML 5%
RPL Public Liability 10%
Social Public Liability 15%
Sports Liability 12%
Transit Liability 18%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Accidental Damage 10%
Fire Only 15%
Fire Schedule 12%
Fire/Perils 15%
Glass 15%
HHR Combined House Insurance 20%
HPR Personal lines household 15%
HYR Holiday Home ROI 15%
Theft 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Agricultural Vehicle 0.5%
Apartment Block 17.5%
Aviation 10%
BMR Business – Commercial Motor 5%
Bond 10%
Bond 7.5%
Business Interuption 15%
CBR Combined Property 15%
CGD Cargo Goods 19%
CMP Computer 15%
CPR Commercial Construction 6%
Caravan 15%
Combined Traders 15%
Commercial Combined 15%
Commercial Vehicle 5%
Computer 15%
Contractors Works 15%
Credit and Guarantee 10%
ENG Engineering 15%
Engineering Business Interuption 15%
Engineering Insurance Inspection 15%
Fleet Insurance 5%
Goods in Transit 19%
HPY Hospitality 15%
HYT Hull Marine 18%
Hackney 10%
Hackney – Limousine 10%
Horses 15%
Hull Insurance 10%
Internal Risks 15%
Internal Risks 15%
Internal Risks 10%
LPR Landlord House Insurance 15%
Livestock 15%
Loss of Profits 12%
MFR Motor – Fleet 5%
MTR Motor – Road Risks 5%
Marine: Small Craft 15%
Money 15%
Motor Trader Combined 5% 10%
Motor Traders Combined BI 15%
Motor Traders Combined CMF 15%
Motor Traders Combined EL 15%
Motor Traders Combined GAP 15%
Motor Traders Combined PL 15%
Motor Traders Combined PRL 15%
OFM Office 15%
POP Property Owner 15%
PRP Combined Property 15%
Property Damage 10%
RCR Combined Risks – BI 15%
RCR Combined Risks – BU 15%
RCR Combined Risks – CL 15%
RCR Combined Risks – EL 15%
RCR Combined Risks – FG 15%
RCR Combined Risks – FR 15%
RCR Combined Risks – GAP 15%
RCR Combined Risks – GAR 15%
RCR Combined Risks – MML 15%
RCR Combined Risks – PA 15%
RCR Combined Risks – PL 15%
REN Engineering 15%
RPM Hospital Malpractice Insurance 10%
RTM Retail 15%
Religious Protection 10%
SBR – Social Mini-Bus ROI 5%
SCR Combined Risk 15%
SFR Motor – Small Fleet 5%
SHC Shop 15%
SME – Business Policy 15%
SMP – Property Owners 15%
STR – Motor – Special Types 15%
Shop 15%
Shopkeepers 15%
Special Types 5%
Taxi 10%
Trailer 25%

Amtrust Int. Underwriters Ltd.

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 25%

Ambris Europe Srl T/a Ambris Align

Product Commission %
Combined Liability 10%

Aon Insurance Markets Ireland

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity Insurance Dual 15%
Professional Indemnity Insurance Hiscox 10%
Professional Indemnity Insurance Irish Public Bodies Mutual 8%
Professional Indemnity Insurance Liberty 10%
Professional Indemnity Insurance XL Insurance 10%
Professional Indemnity Insurance XL Insurance 10%
Professional Indemnity Insurance Zurich 10%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Private Car (Personal Lines) Chubb 5%
Private Motor Insurance Chubb 5%

Personal Accident Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Personal Accident & Illness AIG 10%
Personal Accident Insurance Chubb 20%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 11%
Combined Liability Berkshire Hathaway 10%
Combined Liability Zurich 10%
Directors & Officers Liability – Golf Travelers Insurance 10%
Directors and Officers Liability Travelers Insurance 10%
Employers Liability Irish Public Bodies Mutual 8%
Excess Liability Liberty 10%
Professional Indemnity Insurance Chubb 10%
Property Owners Liability 15%
Public Liability Irish Public Bodies Mutual 8%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Household 10%
Household Insurance Azur Underwriting 12%
Household Insurance Chubb 12%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Aon Toal Planthire Scheme – Commercial Package Travelers Insurance 5%
Combined Directors & Officers and Employment Practices Liability Travelers Insurance 12%
Combined Liability Allied World 10%
Combined Liability Aon UK 8%
Combined Liability RSA 15%
Combined Traders 8%
Commercial Combined 10%
Commercial Combined Package Axa 10%
Commercial Combined Package Barbican 10%
Commercial Combined Package Chubb 10%
Commercial Combined Package Ecclesiastical Insurance Office plc 12.5%
Commercial Combined Package Hiscox 10%
Commercial Combined Package Irish Public Bodies Mutual 7.5%
Commercial Combined Package Liberty 10%
Commercial Combined Package Travelers Insurance 8%
Commercial Combined Package XL Insurance 10%
Commercial Combined Package Zurich 13%
Commercial Package – NHI Liberty 10%
Commercial Package AIG 10%
Commercial Package Aon UK 15%
Commercial Package Chubb 10%
Commercial Package Zurich 4.5%
Commercial Property Policy Berkshire Hathaway 10%
Commercial Vehicle Liberty 5%
Commercial Vehicle Zurich
Computer All Risks RSA 7.5%
Computer All Risks Zurich 7.5%
Construction Liability Insurance Liberty 10%
Construction Liability Insurance XL Insurance 10%
Contractors All Risks Insurance (AW) Northern Marine 10%
Contractors All Risks Insurance Liberty 10%
Contractors All Risks Northern Marine 10%
Cyber Liability Insurance Hiscox 10%
Directors & Officers Liability Chubb 25%
Directors & Officers Liability Hiscox
Directors & Officers Liability Liberty 10%
Directors and Officers Liability Liberty 10%
Engineering Aviva 7.5%
Engineering RSA 10%
Environmental Impairment Liability (EIL) AIG 7.5%
Event Insurance Hiscox 10%
Excess Liability 10%
Excess Liability Insurance Chubb 10%
Excess Public/Products Liability Allied World 12%
Fine Art Insurance Axa 5%
Fine Art Insurance Hiscox
Golf Buggy Insurance Travelers Insurance
Golfers Combined Package Travelers Insurance 10%
Group Travel AIG 13%
Household Insurance 12%
ICMA : Motor Fleet Insurance Zurich
ICMA : Private Motor Insurance Zurich
Machinery Movement RSA 10%
Marine Insurance (AW) Northern Marine 10%
Marine Insurance RSA 12.5%
Medical Malpractise Hiscox 10%
Motor Fleet Insurance Liberty 5%
Motor Fleet Insurance Travelers Insurance 5%
Motor Fleet Zurich
Motor Trade Road Risks Travelers Insurance 7%
Motor Trade Road Risks Zurich
Multi Risk 7.5%
One-Plan Package Chubb 10%
Personal Accident Insurance 10%
Private Car (Commercial) Zurich
Property Owners 15%
Property Owners Liability Liberty 12.5%
Property/Business Interruption Liberty 10%
Public/Products Liability The Underwriting Exchange 6.75%
Real Estate Property & Property Owners Liability Pkg 10%
Rugby Clubs : Commercial Combined Package Aviva 15%
Stud & Stable Insurance Package Aviva 8%
Tennis Commercial Combined Package Ecclesiastical Insurance Office plc 12.5%

Aquabroker Ltd.

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Multi Risk 5%

Arachas

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 12.5%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Construction Liability 10%
Liability – RSA, HDI, Allianz 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Cleaning Contractor 12%
Combined Traders 15%
Contractors All Risks 13%
House – Holiday Home – KHB, KHH OR HM 10%
House – Holiday Home HSH 15%
House – Holiday Home HSH 15%
House – Rental Let 15%
Liability HISCOX 13%
Oil Distributors 8%
Petrol Stations 7.5%
Property Owners 15%
Recruitment Consultants 12.5%
Schools 10%
Security Contractors 12.5%

Arachas Corporate Brokers

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Travel 25%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Motor Damage 10%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Public Liability 15%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Caravan 15%
Caravan 10%
Holiday Home 10%
Household 15%
Mobile Home 10%
Mobile Home 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Commercial Combined 15%
Multi Risk 5%

ARB Underwriting Ltd.

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Travel 20%

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 18%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Motor ARB Ideal 8%
Private Car 10%
Road risk 10%
vehicle 5%

Personal Accident Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Personal Accident 20%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
AIG apartment blocks 12.5%
Commercial Combined 15%
Commercial Vehicle 7.5%
Hackney 5%
Motor Trade 10%
Motor Trade – ARB Motor Trade (COB 150) 8%
Motor Trade – ARB Motor Trade (COB 160) 5%
Motor Trade – Commercial Property Motor Trade Internal) 10%
Motor Trade – Commercial Property SS MTIR 10%
Property Owners 10%
Shopkeepers 15%
Surestone MTIR policies 10%
Taxi 15%

Aviva Group Ire. Plc. (Value)

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Private Car 7.5%

Aviva Insurance Ltd.

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 15%
Professional Indemnity 15%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Caravan 15%
Motor Contingency 15%
Motor Cycle 5%
Multi Vehicle 5%
Private Car 7.5%

Personal Accident Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Personal Accident 20%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 9%
Combined Liability 10%
Employers Liability 6%
Products Liability 10%
Public Liability 10%
Sports Liability 12%
Transit Liability 12%
Transit Liability 18%
Warehouse Liability 10%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Household 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Admin Bond 20%
Agricultural Vehicle 5%
All Risks 10%
All Risks 15%
Bakery Motor Scheme 5%
Bond 10%
Claims Management 10%
Commercial Combined 15%
Commercial Vehicle 10%
Computer 15%
Contractors Works 15%
ENG INS – JC 15%
ENG INS – JF 15%
ENG INS – JM 15%
ENG INS – JP 15%
Engineering Business Interuption 15%
Engineering Insurance Inspection 15%
Farmers Combined 15%
Fidelity Guarantee 15%
Fire Schedule 12%
Fire/Perils 15%
Fleet Insurance 5%
Glass 15%
Goods in Transit 18%
Horses 15%
I.D.A. Motor Scheme 5%
Internal Risks 10%
Livestock 15%
Loss of Licence 10%
Loss of Profits 12%
MARINE 15%
Marine 18%
Marine: Small Craft 15%
Milk Agents Motor 5%
Money 15%
Motor Traders 5%
Multi Risk 5%
Office Combined 15%
PACKAGES – AO 16%
PACKAGES – AS 16%
PACKAGES – US 15%
Property Damage 10%
Property Owners 10%
R.I.A.I. Motor Scheme 5%
R.I.A.I. Motor Scheme 5%
Self Build 15%
Shop 15%
Shopkeepers 15%
Special Types 5%
Surgery Insurance 15%
Theft 15%
Traders Combined 15%

AXA Insurance dac

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Travel 25%

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 15%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Car 8%
Caravan 15%
Morris Minor 5%
Motor 5%
Motor Contingency 15%
Multi Vehicle 5%
Private Car 8%
Van 5%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Employers Liability 6%
Liability 15%
Liability 15%
Products Liability 10%
Public Liability 10%
Sports Liability 12%
Transit Liability 12%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Holiday Home 20%
House 20%
Household 25%
Household 20%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Apartment Block Insurance 10%
Commercial Combined 20%
Commercial Vehicle 8%
Commercial Vehicle 5%
Farm 17.5%
Fire/Perils 12%
Fleet Insurance 10%
Glass 15%
Guest House 10%
Hackney 5%
Hackney 15%
I.D.A. Motor Scheme 8%
Motor Traders 5%
Multi Risk 5%
Office Combined 15%
Property Damage 10%
Property Owners 10%
R.I.A.I. Motor Scheme 8%
Shop/Office/Surgery 20%
Shopkeepers 20%
Shopkeepers 15%
Tractor/Agri 5%

Benchmark Underwriting Ltd.

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 20%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Holiday Home 15%
Household 15%
Household 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Commercial Combined 20%
Office/Shop 15%
Property Owners 20%
Traders Combined 15%

Blackrock Insurance Solutions

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Employers Liability 10%
Public Liability 10%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Property Damage 10%

Blue Insurances Ltd

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Travel 15%
Travel – Unions 10%
Travel – White Label 20%
Travel – Wholesale 30%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Car Hire Excess 20%
Motor Breakdown 20%

Brady Underwriting

Personal Accident Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Personal Accident 10%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Business Protect (Retail, Office, Hospitality & Manufacturing) 15%
Business protect 15%
Eventinsure 10%
Eventinsure Product 10%
Legal Expenses 10%

Brennan Insurances

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Products Liability 10%
Public Liability 10%
Transit Liability 12%

Ornella Underwriting

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Private Car

Logistics Combined

Fleet

Equi Cover

Commercial Combined

Bloodstock

5%

10%

10%

7.5%

10%

7.5%

Catalpa Underwriting Limited

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Motor 10%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Liability 10%

CFC Underwriting

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
PI – Profesional Indemnity 17.5%

Citynet Insurance Brokers Ltd.

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 10%
Employers Liability 7.5%
Public Liability 12.5%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
All types 10%
Property Damage 12.5%

Corporate Underwriting Ltd.

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Carriers Liability 19%

Cover Centre Insurance Ltd.

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Apartment Landlord 15%
Apartment Owner Occupied 15%
HOUSEHOLD 15%
Homeshield Rental 15%
Kidd Endeavour 15%
Kidd High Net Worth 15%
Kidd Holiday Home 10%
Kidd Homeworker 15%
Kidd Mobile Home Fixed Site 10%
Kidd Non-standard Construction 10%
Kidd Touring Caravan 10%
Kidd Unoccupied 10%
Kiddsure Select 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Light Commercial Vehicle 10%

ARAG Legal Protection Ltd

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission € Commission %
Commercial Legal Expenses €24.59 25%
EL Policy 6%

Dolmen Insurance Brokers Ltd.

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Professional Indemnity 10%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Amethyst 10%
Dolmen SI (Sums Insured) Home 15%
Dolmen SI (Sums Insured) Residential 15%
Flex 10%
Holiday Home 15%
Household 15%
Premier 10%
Unoccupied (via Relay & Direct) 10%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Contractors All Risks 12.5%
Directors & Officers 20%
Event Insurance 10%
Homeworks 12.5%
Land Liability 15%
Property Owners 15%
Property Works 12.5%

Dual Underwriting Ltd

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Private Car 10%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 20%

Ecclesiastical Insurance Office Plc.

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Travel 25%

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 15%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Caravan 15%
Motor Contingency 15%
Private Car 5%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Employers Liability 6%
Products Liability 10%
Sports Liability 12%
Transit Liability 12%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Household 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Apartment Block Insurance 10%
Charity, Faith and Community Insurance (CHA) 15%
Commercial Combined 15%
Commercial Combined (ICS) 15%
Commercial Package (IIP) 15%
Education (ISS) 15%
Engineering, Cyber (CEN) 15%
Fire/Perils 15%
Fire/Perils 12%
Glass 15%
Heritage (IHG) 15%
Legal Expenses 15%
Multi Risk 5%
Office Combined 15%
Property Damage 10%
Property Owners 15%
Property Owners (IPO) 15%
Shop 15%
Shopkeepers 15%

FBD Insurance Plc.

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Motor Contingency 5%
Multi Vehicle 5%
Private Mtr 5%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 9%
Employers Liab Only 6%
Employers Liability 6%
Employers and Public Liability 10%
Public Liab & Employers Liab 10%
Public Liab Only 10%
Public Liability 10%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Holiday Home 15%
Home 15%
Household 20%
Property 20%
Property 20%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
All Others Guesthouse Fire /Theft Accidental Damage 15%
Comm Combined 20%
Comm Mtr 5%
Commercial Combined 20%
Commercial Combined 15%
Commercial Combined 20%
Commercial Motor 5%
Farmers Combined 15%
Farming and Growing Trees 20%
Fire/Perils 15%
Fleet Insurance 5%
Fleet Mtr & Motor Traders Road Risk 10%
Guest House – Fire/ Theft/ Accidental Damage 15%
Motor Fleet/Motor Trade/ Road risk 10%
Multi Risk 5%
Other Motor (Tractor) 5%
Other Motor (Tractor) 5%
Property Owners 20%
Shopkeepers 15%

Footprint Underwriting DAC

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Motor GI Business 7.5%
Private Car 7.5%

Frost Insurances Ltd

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Self Build Policy 15%

Hickey Clarke & Langan Ltd.

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Household 10%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
All policy types 10%

Hiscox SA

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 20%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 9%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Household 20%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
All Commercial Policies 20%
Commercial Combined 20%
Commercial Combined 20%
Office Combined 20%

HSB

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
COLIN O’DONOGHUE T/A CD MOTORS 15%
Engineering 10%
Engineering Inspection 10%

iSure Underwriting Ireland

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
All risks over €5k
Commercial Combined 17.5%
Property Owners 19%
Shops 15%
Tradesman 16%
Unoccupied Property Owners 15%

JF Dunne Insurances Ltd.

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Multi Vehicle 5%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Bus Scheme
Commercial Vehicle 5%

Marsh Ireland Brokers Limited, trading as JLT Ireland

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Public Liability Only 10%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
All Others Guesthouse Fire /Theft Accidental Damage 10%
Charities 10%
Commercial 10%
Electrical Contractors 10%
Sports 10%

KennCo Underwriting Ltd

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Travel 15%

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 15%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Motor Policies 15%
Private Car 7.5%
Private Motor Choice 5%
Private Motor Unique 5%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 15%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Home – Choice 15%
Home – Rental 15%
Home – Unique 15%
Household Policies 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Commercial Combined 15%
Commercial Vehicle 7.5%
Hackney 7.5%
Motor Policies 15%
Motor Trade Policies 10%
Property Owners 15%

Lloyds of London

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Travel 25%

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 15%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Motor Contingency 15%
Multi Vehicle 5%
Private Car 5%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Products Liability 10%
Public Liability 10%
Sports Liability 12%
Transit Liability 12%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Commercial Vehicle 5%
Fire/Perils 12%
Fleet Insurance 5%
Glass 15%
Motor Traders 5%
Property Damage 10%
Shopkeepers 15%

London Ireland Market Exchange Ltd

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product
All types

Mapfre

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Single and Annual Multi trip policies 20%

MIS Underwriting Ltd

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Travel 25%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission € Commission %
MOTOR EXCESS= €15
Motor Extra Benefits 45%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
ROI Owner Occupied 20%
ROI Residential Let 25%

MS Amlin Underwriting @ Lloyds

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Commercial Combined 23%

OBF Insurance Group Ltd.

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Holiday Home 12%
Household 12%
Mobile Home 12%

Optis Insurances Ltd.

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
P.I 20%

Personal Accident Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Personal Accident 15%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 15%
ELPL 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Commercial Combined 15%
Contractors All Risks 15%
Office 15%
Property Owner 17.5%
Pub/Restaurant 15%
Real Estate 17.5%
Self Build 15%
Shop 15%
Shopkeepers 15%

Patrona Underwriting Ltd

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
MOTOR CYCLE 5%
Non-standard Car 5%
Non-standard Van 5%
Private Car 7.5%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Carriers Liability 10%
Combined Liability 10%
Contractors Liability 15%
Equestrian Liability 7.5%
Public Liability 5%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Holiday Home 15%
Household 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
ADF&T 10%
AXA Haulage 5%
Commercial Combined – MGAM 15%
Commercial Combined- Gefion 15%
Commercial Vehicle 7.5%
Engineering 15%
Fleet 7.5%
Fleet Risk Fix 5%
Flexi Fleet 7.5%
Logistics Combined 15%
Logistics Combined – Gefion 15%
Logistics Combined – MGAM 15%
Logistics HGV – Gefion 7.5%
Logistics HGV – AXA 5%
Logistics Vehicle 7.5%
Own Goods Vehicle 7.5%
Rental Fleet 7.5%
Single Vehicle Courier – Axa 7.5%
Single Vehicle Courier – Gefion 7.5%
Standard Haulage 5%
Transport Fleet 5%

RSA Insurance Ireland DAC

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Personal Accident/Travel 20%
Travel 30%

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professinal Indemnity 22.5%
Professional Indemnity 10%
Professional Indemnity 17.5%
Professional Indemnity 15%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Caravan 15%
Classic Car Scheme 5%
Limited Mileage 5%
MG Owners Scheme 5%
Morris Minor 5%
Motor 5%
Motor Damage 10%
Multi Vehicle 5%
RSA Broker Motor Insurance Private Car 8%

Personal Accident Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Personal Accident 20%
Personal Accident 15%
Sports Person Accident 25%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Carriers Liability 20%
Combined Liability 9%
Combined Liability 10%
Employers Liability 6%
Employers Liability 6%
Office Liability 10%
Public Liability 10%
Public Liability 10%
Sports Liability 17.5%
Transit Liability 18%
Transit Liability 20%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Holiday Home 25%
Household 25%
R.I.A.I. Home Secure 5%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
All Risks 15%
Apartments/Block of Flats 15%
Barristers Office 22.5%
Cargo 20%
Combined 15%
Commercial Combined 15%
Commercial Vehicle 5%
Commercial Vehicle Fleet 5%
Contractors All Risks 15%
Engineering 15%
Engineering 15%
Farmers Combined 15%
Fire/Perils 12.5%
Fire/Perils 15%
Fleet Insurance 10%
Glass 20%
I.D.A. Motor Scheme 5%
I.H.C.A. Motor Scheme 5%
Motor Traders 5%
Multi Risk 5%
Office 17.5%
Office Combined 15%
Office Combined 17.5%
Property 12.5%
Property 12.5%
Property Damage 15%
Property Owners 15%
R.I.A.I. Motor Scheme 5%
Shop 15%
Shopkeepers 15%
Traders 20%
Traders 20%

Securus Insurance Ltd

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
PA/Travel (Chubb) 10%

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
PROFESSIONAL INDEMN. 10%
Professional Indemnity (AXA XLl) 10%
Professional Indemnity (Chubb) 10%
Professional Indemnity (Citynet)

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Chubb Masterpiece Motor 5%
HNW Motor – Dual 5%
Private Motor 5%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 10%
Cyber Liability (Various) 10%
Excess Liability 10%
Excess Liability 10%
Excess Liability (CNA Hardy) 10%
Excess Liability (Chubb) 10%
PROPERTY OWNERS 15%
PUBLIC LIABILITY
Premises Liability 15%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
HOUSEHOLD 15%
OL PROPERTY OWNER 10%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
APARTMENT BLOCK 15%
COMMERCIAL COMBINED 16%
Chubb Masterpiece Household 12.5%
Clinical Trials (Chubb) 10%
Commercial Combined (Chubb) 10%
Commercial Combined (Citynet)
D&O (Chubb) 10%
D&O (HCC) 10%
Engineering (HSB) 10%
Event Cancellation (Chubb) 10%
HNW Household – Dual 12.5%
Kidnap & Ransom (Chubb) 10%
MOTOR FLEET 15%
Marine Cargo (CNA) 10%
Miscellaneous 15%
Office 15%
POL – Securus – offline 10%
POL – Securus – online 15%
Property Owners (Citynet) 10%
Terrorism Cover (Citynet)
UNOCCUPIED PROPERTY OWNERS INSURANCE QBE 10%
Vacant Property (Securus – offline) 10%
Vacant Property (Securus – online) 15%

Stuart Insurances Ltd

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Eversure Home Insurance 15%

Specialist Underwriting Services Ltd.

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Travel – Business 10%
Travel – Individual 10%

Personal Accident Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Personal Accident 10%
Personal Accident / Illness 10%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 12.5%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Chip Safe 15%
Gourmet Safe 15%
Property Owners 15%
Shop Safe 15%

Thomond Underwriting Ltd.

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity (AmTrust) 12.5%
Professional indemnity – AmTrust Europe Ltd through Collegiate Underwriting 12.5%

Personal Accident Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Personal Accident & Illness with Lloyd’s Insurance Co SA 10%
Personal Accident (Axis/Lloyds) 10%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 15%
Liability (Calpe) 15%
Liability with Calpe Insurance Company Limited via Corin Underwriting Ltd 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Bonds case by case depending on Surety
Commercial Combined 15%
Contractors All Risk with Great American International Insurance (EU) DAC via Corin Underwriting Ltd 15%
Contractors All Risks with Certain Underwriters at Lloyd’s via The Fiducia MGA Co Ltd 15%
Contractors all risks (Great America) 15%
Contractors all risks(Fiducia) 15%
Cyber (Safe Online) 12%
Cyber with Lloyd’s Insurance Co SA 12%
Cyber, Lloyd’s Insurnace Co SA 10%
Material Damage & BI 15%
Material Damage & BI with Lloyd’s Insurance Co SA 15%
Property Owners 15%
Property Owners with LLoyds Insurance Co SA 15%

Travelers Insurance Co Ltd

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 15%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Classic Car Scheme 5%
Multi Vehicle 5%
Private Car 10%
Private Motor Vehicle – NB and Rnl 10%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 9%
Employers Liability 6%
Employers Liability (Package) 15%
Employers Liability (Stand Alone) 6%
Management Liability Package 17.5%
Management Liability Package – NB 25%
Motor Trade (Property & Liability covers) 15%
Public Liability 10%
Public Liability (Package) 15%
Public Liability (Stand Alone) 10%
Technology E&O and Cyber Liabilities 20%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
APARTMENT BLOCK 15%
Commercial Combined 15%
Commercial Vehicle 5%
Fleet Insurance 5%
Golf Select 20%
I.H.C.A. Motor Scheme 5%
Motor Fleet 5%
Motor Trade Road Risks 5%
Motor Trade Road Risks – NB 10%
Motor Traders 5%
Motortrade 10%
Multi Risk 5%
Property Covers (Package or Stand Alone but excluding Motor Trade) 15%
Property Owners 15%
R.I.A.I. Motor Scheme 5%

The Underwriting Exchange Ltd

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Liability 12.5%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined 17.5%
Motor Fleet 7.5%
Property 15%

Willis Towers Watson

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 10%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission € Commission %
Asgard Private Car €5 5%
Motor Damage 10%
Multi Vehicle 5%
Private Car 10%
Rent a Car 10%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission € Commission %
Combined Liability 9%
Combined Liability 9%
Employers Liability 6%
Public Liability 10%
SIM Liability €7 7%
SIMI MOTOR TRADE – LIABILITY 7%
Tradesure Liability €15 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission € Commission %
Asgard Bus & Coach 1-4 €5 5%
Asgard Bus & Coach Fleet €5 5%
Asgard Commercial Fleet €5 5%
Commercial Combined 10%
Commercial Combined 13%
Commercial Vehicle 8%
Commercial Vehicle 10%
Golfsure Combined €15 15%
Golfsure Motor €5 5%
Golfsure Personal €5 5%
Guest House 10%
I.D.A. Motor Scheme 5%
Internal Risks 10%
Motor Traders 5%
Multi Risk 5%
Office Combined €15 15%
Propsure €17.5 17.5%
SIMI MOTOR TRADE – MOTOR 5%
SIMI MOTOR TRADE – PROPERTY, BI, MONEY 15%
SIMI Motor €5 5%
SIMI Motor Trade | Property, BI & Money €15 15%
Traders Combined 10%
Tradesure Commercial Motor €10 10%

W R Berkley Ins (Eur) Ltd -Bdx

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Employers Liability 20%
Public Liability 20%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Commercial Combined 20%

Wrightway Underwriting Ltd.

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Motor Damage 5%
Private Car 10%
Private Car / Light Commercial Vehicle 5%
Van Plan 5%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Carriers Liability 10%
Carriers Liability 10%
Haulage Liability 10%
Liability Scheme 12%
PUBLIC LIABILITY 12%
Trades Liability 12%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
HOUSEHOLD 17.5%
Holiday Home 17.5%
House 17.5%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
ADF&T 10%
ADF&T 10%
Commercial Vehicle 5%
Haulage Fleet 5%
Haulage Property 10%
Haulage Single Vehicle 10%
Haulage Single Vehicle 5%
Inspection 15%
MARINE INSURANCE 5%
MOTOR FLEET 5%
Mini Fleet 10%
Multi Risk 5%
Multi Vehicle 10%
Own Goods 10%
Rigid Vehicle 10%
Special Types 5%
Special Types 5%
Survey Fee
TRANSIT INSURANCE 5%
Traders Transit 5%
Traders Transit 5%
Trailer ADF&T 10%
Truck Plan 10%
Watford Fleet 5%
Watford MultiPlan 5%
Watford TruckPlan 5%

Zurich Insurance Plc.

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Annual Travel Policy 15%
Group Personal Accident Travel 15%
Personal Accident Travel Pol. 15%
Travel 25%

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Professional Indemnity 15%
Professional Indemnity 25%
ZPI – Professional Indemnity 15%

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission %
Caravan 15%
Motor Damage 10%
Multi Vehicle 5%
Private Car 7.5%

Personal Accident Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Group Personal Accident Policy 15%
Personal Accident 20%
Personal Accident Policy 15%
Personal Accident Road & Rail 15%

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Combined Liability 10%
Employers Liability 6%
Public Liability 10%
Transit Liability 18%

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Broker Household 15%
Broker Household DA 20%
Combined Caravan/Mobile Home 15%
Holiday Home 15%
Home Insurance 22%
Household 15%
Household 15%
Household DA 15%
Private Dwelling House Policy 15%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission %
Accidental Damage 12.5%
All Risks 15%
Apartment Block Insurance 10%
Apartment Block Policy 15%
Building in the Course of Erection 15%
Combined Property Policy 15%
Combined Property Policy 12.5%
Commercial Combined 15%
Commercial Combined (U.K.) Pol 15%
Commercial Liability Policy 10%
Commercial Motor Vehicle 6.5%
Commercial Vehicle 5%
Commercial Vehicle 7.5%
Computer 15%
Computer All Risks” Policy” 15%
Contractors All Risks” Policy” 15%
Contractors Works 15%
Contractors Works 12.5%
Cyber Policy 20%
Directors & Officers 20%
ENP- Engineering 15%
Engineering Insurance Inspection 15%
Engineering Policy 20%
Farm Fire Policy 12.5%
Farm Policy 12.5%
Fidelity Guarantee 12.5%
Fidelity Policy 15%
Fire Schedule 12.5%
Fire/Perils 15%
Fire/Perils 12.5%
Fleet Insurance 5%
Fleet Motor Vehicle 5%
Goods in Transit 18%
Guest House All In” Policy” 15%
Hackney 5%
I.D.A. Motor Scheme 5%
I.H.C.A. Motor Scheme 5%
Internal Risks 10%
Legal Expenses 25%
Legal Expenses 15%
MRP – Marine 15%
Marine 20%
Marine Policy 17.5%
Marine: Small Craft 15%
Mini Fleet Vehicle 5%
Miscellaneous Bonds Policy 15%
Motor Traders 5%
Motor Traders Combined 5%
Motor Traders Internal Policy 10%
Multi Risk 5%
Nursing Home Combined 15%
Office Combined 15%
Office Policy 15%
Private All Risks” Policy” 15%
Property Owners 15%
R.I.A.I. Motor Scheme 5%
Residential Care Home Policy 15%
Shop 15%
Shopkeepers 15%
Shops Policy 15%
Small Craft/ Yacht Policy 15%
Special Types 5%
Tradestar Office 15%
Tradestar Property Owners 15%
Tradestar Shop 15%
Tradestar-Property Owners 15%
Trailer 15%