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Builders Insurance

Builders Insurance

MBC Insurance has worked with builders for years and has developed a tailored builders insurance policy based on what our clients need. Our Cork and Kerry team are just a call away for any questions or issues. Join the growing numbers of builders who Trust MBC Insurance to look after their insurance requirements.

Typically quotes can be turned around in minutes , with flexible payment plans available.

Why is builders’ insurance important?

Depending on the tools you use, the employees you hire and where you do work, a builder’s trade comes with specific risks. We insure hundreds of builders every year, and we know what goes into a tailor-made insurance policy.

Whether it’s a public liability case or equipment theft, MBC Insurance has got you covered..
Our policies provide protection from big claims for third party injury or property damage including allegations made against you
public liability limits of cover for builders beginning at €2,600,000 worth of cover up to the industry standard levels of €6,500,000

What does builders insurance cover?

Policies are designed to cover property damage or injuries to the public as a result of your activities. Many builders’ insurance policies include employers’ liability cover – providing cover for employees, full time or part time of the business – cover can be extended to include your own personal accident insurance and protection for your tools and equipment.

How much does builders insurance cost?

Typically prices begin for sole trader builders (excluding roofing cover) at circa €550.00 *
Prices are subject to individual quotation & underwriting details and customers own trading and claims history.

What does Public liability insurance for builders Cover?

Public Liability cover is in case someone is injured or their property gets damaged, because of your building business.

What’s typically covered by public liability insurance?

Claims against your business for:
damage to someone’s property, caused by your work
injuries caused by your business activities
accidental damage or injury caused by your employees, if you have any
If you do employ anyone either formally or casually , you should really consider having employers’ liability insurance too.
For example:
you damage a customer’s existing property whilst installing or building an item on site.
while working on a client’s extension you injury some one , or someone falls over your tools or equipment

Which type of workers do I need insurance for?

Employers’ liability insurance whilst not a legal requirement in Ireland would be important if you employ people.
If you have people working for you, including bona fide subcontractors (BFSC), labour-only subcontractors (LOSC), part-timers, or full-time staff, employers’ liability insurance could protect you from being personally liable for injury in the event of a claim

Builders Tools insurance
In case your builders tools are lost, stolen or damaged.

What’s typically covered by tools insurance for builders?

loss, damage or theft of your hand tools, power tools and specialist building equipment
For example:
someone breaks into your locked garage overnight, stealing €2,000 worth of tools and equipment

Contact Us
Should you wish to avail of a free no obligation quotation please do not hesitate to contact us in either of our offices
Cork – 021 427 5347
Kerry – 068 59983

Alternatively e-mail us with your renewal date and we will contact you prior to your renewal – newbusiness@mbcinsurance.com

Or you can fill in this form with your query and we can contact you