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The Importance of Tradesman Insurance

As a tradesman, your work may expose you to a variety of risks that can threaten the financial stability of your business. That’s why it’s essential to have insurance to protect yourself and your company from potential losses.

Types of Coverage Available

There are several different types of coverage that tradesmen can consider, including:

  • Public Liability Insurance: This type of coverage provides protection against claims made by members of the public for injury or damage that occurs as a result of your work.
  • Product Liability Insurance: This coverage protects you against claims made by customers who suffer injury or damage as a result of a defect in a product that you have supplied.
  • Employers Liability Insurance: This coverage is required by law for businesses with employees, it protects you against claims made by your employees for injury or illness that occurs as a result of their work for your business.
  • Tools and Equipment Insurance: This coverage provides protection for your tools and equipment in the event that they are lost, stolen, or damaged.

Why Tradesmen Need Insurance

There are several reasons why it’s essential for tradesmen to have insurance:

  • Protection from financial loss: Insurance can provide protection from the financial losses that can result from accidents, damage, or other events that can occur while you’re working.
  • Compliance with laws and regulations: Some types of insurance are required by law, such as employers liability insurance, and failure to comply with these laws can result in fines and penalties.
  • Protection of reputation: A claims history of negligence or accidents can negatively impact your business reputation and it can be protected with insurance coverage.
  • Ensuring continuity of your business: A serious accident or incident can force a business to close, having insurance coverage will ensure your business continuity in such unfortunate events.

Contact Us

Should you wish to avail of a free no obligation quotation please do not hesitate to contact us in either of our offices
Cork (021) 4275 347
Kerry (068) 59983
Alternatively e-mail us with your renewal date and we will contact you prior to your renewal. – newbusiness@mbcinsurance.com

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