Do Carpenters Need Professional Indemnity Insurance?

As a carpenter, you may be wondering if you need professional indemnity insurance. The short answer is yes, carpenters should consider obtaining professional indemnity insurance.

Professional indemnity insurance, also known as errors and omissions insurance, is designed to protect professionals such as carpenters from financial loss in the event that a client claims that they have suffered a loss due to the carpenter’s professional negligence or errors.

For example, if a client claims that the carpentry work you completed for them was not up to standard, and they suffer a financial loss as a result, professional indemnity insurance can help cover the cost of any legal fees or settlements that may arise from the claim.

In addition, professional indemnity insurance can also cover costs associated with rectifying any mistakes made during a carpentry job, such as the cost of materials and labour. This can help protect your business from financial ruin in the event of a claim.

It’s important to note that while professional indemnity insurance is not a legal requirement for carpenters, it is highly recommended. Without professional indemnity insurance, carpenters can be held personally liable for any claims made against them, which can result in significant financial losses.

Contact Us for an Insurance Quote

Should you wish to avail of a free no obligation quotation please do not hesitate to contact us in either of our offices
Cork (021) 4275 347
Kerry (068) 59983
Alternatively e-mail us with your renewal date and we will contact you prior to your renewal. – newbusiness@mbcinsurance.com

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