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- Contingent Third Party Motor Insurance cover for
forklifts hired out to customers
- Contingent Accidental Damage, Fire and
Theft cover for forklifts hired out to customers.
- Professional Indemnity cover for Forklift Driver
Training.
- Goods-in-Transit Insurance.
Property Cover
- Material Damage - All Risks.
- Fire Brigade Charges up to €10,000.
- Removal of stock debris.
- 50% Day-One basis - on buildings and machinery
only.
- Goods-in-transit are covered up to €75,000.
- Glass fixtures both internal and external are covered
- Computer equipment including the re-instatement of
data and the increased cost of working.
Loss of Profits Cover
- Consequential Loss based on Gross Profit Sum
Insured.
- 12 Months Limit of Indemnity.
- Cover as per Property section:
- Public Utilities
- Denial of Access
- Customer Extension
- Suppliers Extension up to a maximum of €250,000
Employers Liability Cover
- Clerical employees are automatically covered.
- All other employees are covered(Based upon the
number of employees).
- Property Repairs are automatic.
- Cover is provided for Working Directors.
Money Cover
- Money on premises during and outside business
hours.
- Personal assault included.
Motor Trade Internal Risks Cover
- Limit of indemnity €6,500,000 as standard.
Reduced to €2,600,000 for Products Liability,
Goods Sold and Service Indemnity.
- €250 Third Party Property Damage excess
- Policy includes consequences of Defective
Workmanship.
- Goods Sold cover.
Motor Trader Road Risks Cover
- Comprehensive, Third Party Fire and Theft and
Third Party Only options.
- Business and social use.
- Vehicles - any vehicle the property of the Insured or
in his custody or control as a motor trader.
- Facility to include directors own cars under the
MTRR and the Certificate to be issued in the name
of the Directors.
- Liability to and of passengers.
- Drivers as submitted.
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